random musings...

Our life based on 3 main elements, one is our own health and second is our family and third one is career. These three are tightly integrated and the change of one definitely affect the other. I attended a farewell party in one of my ex workplace, he was in late 50s and decided to retire from work, at the party his 18 years old son also attended. He started speaking about his achievements, how he built the company etc and finally looked at his son and he started literally crying because he didn't know anything about his son, he missed all of his graduations, he didn't know what he like to eat, he didn't know his favorite game, he was very much into work and couldn't spent time for his family. There are something's we can't get back and one of the main one is family especially our kids growth is ineluctable . So all okay, if we spend more time with family, we can't advance our career, there are many people waiting in line to finish or take care of our job...

I was 15 years old when Berlin wall dismantled and I was not very keen to follow the events. Those protests eventually ended “socialist” era to make a new way to start free market, capitalist era. But out of curiosity I asked to my dad and other elders that, so the communists going to out of our area also, no more strikes, so my friend’s dad can go back to factories which was closed for years etc…etc. None were provided a clear cut answer and unfortunately communists able to survive in our area, I would say it become stronger in 2 states. After end of iron curtain, communists started thinking about a new perspective of their philosophy, they become capitalist orientated may be lessons learned from modern China which is good for all of us. 20 years later after end of iron curtain, fall of Soviet Union, and free markets, are we well off with this system? Is this world become a better place to live? What are the advantages? Obviously this world become a flat, trade and investment flowing ...

Here are the steps to become liquidate in layman terms. For Starters Save Money in to saving account -> After it grow 5K -> Move to a money market account -> After MM account Grow 10K -> Move 5K to Mutual funds(step by step) -> After Mutual fund grows 25K -> Move to Stock market (Remember diversify) -> After stocks grows at least 100K -> Invest in real estate For Pros Sell second home for gain -> Move 50% to again Mutual funds -> Buy an other home at upcoming places(like Idaho, Montana) full or partial down payment(or internationally) -> When Mutual fund grows some move into stocks -> Sell stocks at 50% gain -> Buy 3rd home some where at North Carolina or Texas - For Retirees Sell all home -> buy a home at Big Island -> move all 401K to money market account -> NO MORE LIQUIDATION. It was easy for me to draw the above map but it is really very hard to progress. The main issue is, we are all prone to unexpected expense. But I believe a soli...